ASC Warranty
ASC Warranty is the trade name of Auto Services Company, Inc., and its site says the company dates back to 1986. It describes vehicle service agreements offered through dealers, with a range of terms and coverage levels and claims paid directly to repair facilities.
ASC Warranty: Vehicle service agreements
The site has sections for customers, dealers, repair shops and prospective agents.
| Product or service | Function |
|---|---|
| Vehicle service agreements | Coverage plans with a range of terms and levels. |
| Claims | A toll-free claims service. |
| Dealer program | Information for dealers who want to offer the agreements. |
| Loan calculator | A tool on the customer pages. |
ASC Warranty: product details
Auto Services Company, which does business as ASC Warranty, says on its home page that it has a reputation dating to 1986, is celebrating its 40th year of helping dealers sell more cars, and offers a range of terms and coverage levels accepted by most major finance sources so a plan can be financed with the vehicle. It says claims are paid directly to the repair facility so the customer does not pay and wait for reimbursement.
Its mailing address is a post office box in Mountain Home, Arkansas.
Every agreement it sells is said to include a roadside assistance program with 24-hour towing, battery jump-start, flat tire help and fuel delivery by one call, and the page says assistance applies even when the cause is not an item the mechanical plan covers. Its navigation separates pages for claims, repair shops, customers, dealers, agents and a loan calculator, and lists plan coverages and a section on whether a service agreement is needed.
These are company statements about a vehicle service contract provider. A dealer weighing it should ask who underwrites the contracts and what the insurer's rating is, how quickly claims are paid, what the cancellation and refund rules are, how commissions and chargebacks work and how a dealer becomes an agent.
The company says it is accepted by most major finance sources, which matters because a service contract financed with the vehicle must be on the lender's approved list. A dealer should ask which lenders accept it, who underwrites the contracts, how quickly claims are authorized and paid, how cancellations and refunds are calculated and what the dealer's commission and chargeback terms are.
Ask also how the roadside program is administered and whether it is included in every plan or sold separately. Ask who owns the data.