Automotive credit, compliance and identity platform.
700Credit is an automotive credit, compliance and identity platform that aggregates credit reports, prescreen and soft-pull data, identity verification, and red-flag, OFAC and fraud-detection tools for dealerships. It sits at the front of the finance process, giving dealers a consolidated view of a customer's credit and the compliance checks a deal requires. It integrates with major CRMs and DMS platforms as the credit-data layer. Buyers should confirm bureau access and pricing, which compliance modules they need, and how cleanly it feeds the desking and F&I tools.
Market: US
Typical segment: All dealer segments
Research status: Core scope checked against a current primary source; configuration-level facts still require dealer verification.
Evidence basis: Company identity and credit, prescreen, identity-verification, compliance and fraud-detection scope named on the provider's own site, which states it serves automotive, RV, powersports and marine dealerships. Verified applies to company identity and published service scope—not performance, pricing, deliverables, dealer-specific configuration or client outcomes.
Record reviewed: August 19, 2026
700Credit is mapped to 2 workflow categories across 2 parts of the store — f&i, risk & infrastructure, with 5 named products and service lines recorded. A record spanning 2 categories sits between a point solution and a suite; confirm whether you are buying one workflow or several. 1 scoped connection record is associated with this company in the directory.
This record resolves 700Credit as a company and maps its published scope to dealer workflows. It does not establish pricing, contract terms, OEM program eligibility, whether a given integration is enabled for your configuration, implementation quality or support responsiveness. Those are configuration and commercial facts that come from a scoped demo, a written proposal and a reference running your DMS and OEM.
Packaging changes. Confirm current names, bundles and availability with the provider.
Automotive credit, compliance and identity platform.
Open product record →F&I700Credit Pre-Screen is a soft-pull prescreen product that identifies which shoppers are likely to qualify for financing without affecting their credit, part of 700Credit's credit-and-compliance suite for dealers. Confirm bureau coverage and how results surface in the CRM and desking.
Open product record →F&I700Credit Identity Verification confirms a customer's identity as part of the dealership's compliance workflow, within 700Credit's credit-and-compliance platform. Confirm which document and data checks are included and how it fits the deal process.
Open product record →F&I700Credit Red Flag & OFAC delivers the FTC Red Flags Rule identity-theft checks and OFAC sanctions screening dealers are required to run, within 700Credit's compliance suite. Confirm how alerts are documented for the deal jacket.
Open product record →F&I700Credit Fraud Detection flags synthetic-identity, income and other fraud indicators on a credit application, part of 700Credit's credit-and-compliance platform. Confirm which fraud signals are covered and how they integrate with the credit pull.
Open product record →Products touching credit, identity or customer financial information sit inside the dealership’s FTC Safeguards-Rule obligations. Put security requirements in the agreement rather than the sales deck, and ask for the current independent assessment.
A logo or marketplace listing does not define direction, objects, timing, fees, support or configuration. The 1 scoped connection record here name what was checked; get the same statement from both vendors for your setup.
Include implementation, hardware, usage, media, data, integrations, annual increases and offboarding assistance in the total cost. Two providers with the same monthly price routinely differ once those are counted.
700Credit is an automotive credit, compliance and identity platform that aggregates credit reports, prescreen and soft-pull data, identity verification, and red-flag, OFAC and fraud-detection tools for dealerships. It sits at the front of the finance process, giving dealers a consolidated view of a customer's credit and the compliance checks a deal requires. It integrates with major CRMs and DMS platforms as the credit-data layer. Buyers should confirm bureau access and pricing, which compliance modules they need, and how cleanly it feeds the desking and F&I tools. The mapped record includes 5 named products or service lines across Credit, identity & compliance, Fraud & cybersecurity. Confirm current packaging directly.
No corporate parent is recorded for 700Credit in this directory. Ownership can change without announcement, so confirm current ownership directly if it affects your decision.
No universal fit is asserted. The current record describes US and a typical segment of All dealer segments; OEM, rooftop, workflow and configuration eligibility still require confirmation.
This directory does not publish an unsupported universal price. Request the exact modules, quantities, implementation, integrations, usage, increases, renewal and exit costs for the dealer's configuration.
1 scoped integration records are currently associated with this company. A logo or marketplace listing does not establish fields, write-back, timing, dealer eligibility, fees or support.
Use the relevant category workflows and require normal plus exception cases. Record what is native, configured, partner-delivered or planned.
Define objects, history, identifiers, relationships, attachments, consent, reconciliation and archive requirements before the implementation statement of work is accepted.
Confirm named products, dependencies, service responsibilities, data access, security, term, renewal, increases, termination and transition with qualified review.
Use the unranked category-peer page to discover overlapping providers, then verify exact product, market, OEM, integration, implementation and commercial fit. No universal better option is named here.
This record is at Verified status and carries a dated evidence packet naming the primary source that was checked. Verified covers company identity and published service scope — not performance, pricing, deliverables or dealer outcomes.