TradePending paymentsIQ
TradePending paymentsIQ: Protomiq, formerly TradePending, launched paymentsIQ in July 2026 with tradeIQ and offerIQ. The company describes paymentsIQ as a payment calculator on a dealer website.
TradePending paymentsIQ: paymentsIQ
Shoppers estimate monthly payments and browse inventory that fits a budget.
The tool has modes for different shoppers. One calculates payments for a chosen vehicle across financing terms.
One finds buying power from trade-in, loans and credit score. A third sets up a lease term and expected payments.
Dealers set financing terms, interest rates and other variables themselves. The company says it reports engagement through GA4 and other analytics tools.
It also publishes a comparison of its payments tool with full digital retailing tools.
A dealer would ask how rates are kept current and how the lead reaches the CRM. It would ask what the shopper sees about credit.
| Product or service | Function |
|---|---|
| paymentsIQ | Payment calculation. |
Payment expectations become context for the receiving salesperson
TradePending's current public site presents its conversion tools under the Protomiq name and includes paymentsIQ alongside tradeIQ and offerIQ. The platform describes payment calculations and payment expectations as signals supplied with a shopper inquiry. tradepending.com
That clarifies the product's role: it helps a shopper explore affordability and gives the receiving salesperson context for the next conversation. A dealership should test a vehicle with its actual advertised price, complete a payment interaction and inspect the lead delivered to the CRM. tradepending.com
Identify the inputs chosen by the shopper and the assumptions used for the calculation, so an estimated payment is not mistaken for a lender's final offer. The same demonstration should show which of that context is visible to the salesperson and which remains only in the website session. tradepending.com