Lendbuzz
Lendbuzz describes itself as an AI-powered auto lender that evaluates borrowers beyond credit scores. Its site has paths for financing a vehicle from a dealership, buying from a private seller and refinancing, and a separate page for dealers.
Lendbuzz: Dealer financing program
The dealer page says the company funds buyers across the credit spectrum and offers express contract funding.
| Product or service | Function |
|---|---|
| Dealer financing program | Loans for buyers at franchise and independent dealers. |
| Express Contract | A faster funding process for dealers. |
| Private-party and refinance loans | Consumer loan options. |
| Dealer resources | Articles on document verification and thin-file borrowers. |
Lendbuzz: product details
Lendbuzz's about page says its founders were refused car loans and cards in the United States because they lacked a credit history, and that this led them to found the company in 2015 to widen access to credit with proprietary technology. It says it has helped tens of thousands of people become car owners, and its home page says it looks at a borrower's entire financial picture, not only the credit score.
Those are company statements. A dealer should ask which deal structures and states it funds, how fast decisions arrive and how funding and contracts are handled.