Informativ
Informativ describes itself as covering fraud prevention, compliance, credit, customer insights and payments for the automotive and consumer finance industries. Its homepage says it was previously known as CreditDriver, DSGSS and CBC, and it announces an acquisition of Carmatic.
Informativ: Customer Insights
Its total solution page presents an end-to-end platform for smarter deals and safer sales, and SmartPencil is its payment calculation tool.
| Product or service | Function |
|---|---|
| Customer Insights | Lead and customer data for closing deals. |
| ID and Synthetic Fraud Detection | Identity fraud prevention. |
| Credit Solutions and Credit Compliance | Credit reports and compliance tools. |
| Dealership Compliance Software | Software for dealership compliance requirements. |
| SmartPencil | Payment intelligence that calculates lending scenarios for desking. |
Prequalification before the final credit workflow
Informativ describes mobile-first and QR-enabled prequalification alongside credit, identity-fraud, compliance and payment functions. Those tools operate at different stages of a vehicle purchase. informativ.com
A shopper using a prequalification link has not necessarily completed the dealership's final credit application or identity review. A finance team should follow the actual record from that first link through the selected credit and identity products, identifying when new information is requested and where it reaches the deal workflow. informativ.com